.page-disclaimer{
  --pd-line:2px solid var(--ink);
  --pd-gap:20px;
  background:
    radial-gradient(880px 420px at 84% -10%, rgba(179,18,75,.10), transparent 62%),
    radial-gradient(700px 400px at -6% 26%, rgba(200,169,106,.14), transparent 60%),
    var(--ivory);
  color:var(--ink);
  font-family:var(--font-body);
  padding-bottom:calc(var(--bar-h) + 40px);
}

.page-disclaimer .breadcrumb{
  padding-top:22px;
  font-size:13px;
}
.page-disclaimer .breadcrumb-list{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:8px;
  margin:0;
  padding:0;
  list-style:none;
  color:var(--slate);
}
.page-disclaimer .breadcrumb-item + .breadcrumb-item::before{
  content:"/";
  margin-right:8px;
  color:var(--stone);
}
.page-disclaimer .breadcrumb-link{
  color:var(--velvet);
  text-decoration:none;
  border-bottom:1px solid transparent;
  transition:border-color .16s var(--ease);
}
.page-disclaimer .breadcrumb-link:hover,
.page-disclaimer .breadcrumb-link:focus-visible{
  border-bottom-color:var(--velvet);
}
.page-disclaimer a:focus-visible,
.page-disclaimer summary:focus-visible{
  outline:3px solid var(--champagne);
  outline-offset:3px;
}

/* hero */
.page-disclaimer .pd-hero{
  display:grid;
  gap:26px;
  padding-top:24px;
}
.page-disclaimer .pd-hero h1{
  margin:10px 0 0;
  font-family:var(--font-display);
  font-size:clamp(30px,7.2vw,54px);
  line-height:1.1;
  letter-spacing:-.02em;
  font-weight:700;
}
.page-disclaimer .pd-hero .lede{
  margin:16px 0 0;
  max-width:56ch;
  font-size:16px;
  line-height:1.78;
  color:var(--ink-soft);
}
.page-disclaimer .pd-meta{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:20px;
}
.page-disclaimer .pd-hero-figure{
  position:relative;
  margin:0;
  background:var(--blush);
  border:var(--pd-line);
  box-shadow:var(--shadow-hard-lg);
  overflow:hidden;
}
.page-disclaimer .pd-hero-figure::after{
  content:"";
  position:absolute;
  inset:8px;
  border:1px solid var(--champagne);
  pointer-events:none;
}
.page-disclaimer .pd-hero-figure img{
  display:block;
  width:100%;
  max-width:100%;
  height:auto;
  aspect-ratio:3/2;
  object-fit:cover;
}

/* index band */
.page-disclaimer .pd-index{
  margin-top:38px;
  border-top:var(--pd-line);
  border-bottom:var(--pd-line);
  background:linear-gradient(180deg, rgba(243,217,220,.92), rgba(243,217,220,.46));
}
.page-disclaimer .pd-index-grid{
  display:grid;
  gap:26px;
  padding-block:28px;
}
.page-disclaimer .pd-index .section-title{
  margin:0;
  font-family:var(--font-display);
  font-size:clamp(20px,4.4vw,28px);
  line-height:1.25;
  letter-spacing:-.01em;
}
.page-disclaimer .pd-toc{
  display:grid;
  gap:9px;
  margin:18px 0 0;
  padding:0;
  list-style:none;
}
.page-disclaimer .pd-toc a{
  display:flex;
  align-items:baseline;
  gap:10px;
  padding:10px 12px;
  background:var(--paper);
  border:var(--pd-line);
  box-shadow:2px 2px 0 var(--ink);
  color:var(--ink);
  text-decoration:none;
  font-size:14px;
  font-weight:600;
  line-height:1.45;
  transition:transform .16s var(--ease), box-shadow .16s var(--ease);
}
.page-disclaimer .pd-toc a:hover{
  transform:translateY(-2px);
  box-shadow:4px 4px 0 var(--ink);
}
.page-disclaimer .pd-toc .mono{
  color:var(--velvet);
  font-size:12px;
  letter-spacing:.08em;
}

.page-disclaimer .pd-digest{
  padding:16px 16px 8px;
  background:var(--paper);
  border:var(--pd-line);
  box-shadow:var(--shadow-hard);
  align-self:start;
}
.page-disclaimer .pd-digest-title{
  margin:0 0 10px;
  font-family:var(--font-mono);
  font-size:11.5px;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--velvet);
}
.page-disclaimer .pd-digest details{
  padding:10px 0;
  border-top:1px solid var(--champagne);
}
.page-disclaimer .pd-digest summary{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:10px;
  cursor:pointer;
  list-style:none;
  font-size:14px;
  font-weight:700;
  color:var(--ink);
}
.page-disclaimer .pd-digest summary::-webkit-details-marker{display:none}
.page-disclaimer .pd-digest summary::after{
  content:"+";
  font-family:var(--font-mono);
  font-size:16px;
  color:var(--velvet);
}
.page-disclaimer .pd-digest details[open] summary::after{content:"–"}
.page-disclaimer .pd-digest p{
  margin:8px 0 2px;
  font-size:13.5px;
  line-height:1.7;
  color:var(--ink-soft);
}

/* clauses */
.page-disclaimer .pd-clauses{
  display:grid;
  gap:22px;
  padding-top:44px;
}
.page-disclaimer .clause{
  display:grid;
  gap:18px;
  padding:20px 18px;
  background:var(--paper);
  border:var(--pd-line);
  box-shadow:var(--shadow-hard);
  scroll-margin-top:calc(var(--bar-h) + 16px);
}
.page-disclaimer .clause-num{
  margin:0 0 6px;
  font-family:var(--font-mono);
  font-size:12.5px;
  letter-spacing:.18em;
  color:var(--velvet);
}
.page-disclaimer .clause-title{
  margin:0 0 12px;
  font-family:var(--font-display);
  font-size:clamp(22px,4.8vw,32px);
  line-height:1.2;
  letter-spacing:-.01em;
}
.page-disclaimer .clause-body p{
  margin:0 0 12px;
  max-width:62ch;
  font-size:15.5px;
  line-height:1.78;
  color:var(--ink-soft);
}
.page-disclaimer .clause-body p:last-child{margin-bottom:0}
.page-disclaimer .clause-body a{
  color:var(--velvet-deep);
  text-decoration:none;
  border-bottom:2px solid var(--champagne);
  font-weight:600;
}
.page-disclaimer .clause-body a:hover{border-bottom-color:var(--velvet)}

.page-disclaimer .clause-list{
  display:grid;
  gap:9px;
  margin:14px 0 0;
  padding:0;
  list-style:none;
}
.page-disclaimer .clause-list li{
  position:relative;
  padding-left:22px;
  font-size:14.5px;
  line-height:1.65;
  color:var(--ink);
}
.page-disclaimer .clause-list li::before{
  content:"";
  position:absolute;
  left:0;
  top:.52em;
  width:10px;
  height:10px;
  border:2px solid var(--velvet);
}

.page-disclaimer .pd-quote{
  margin:14px 0 0;
  padding:12px 14px;
  background:var(--blush);
  border-left:4px solid var(--velvet);
  font-family:var(--font-mono);
  font-size:12.5px;
  line-height:1.75;
  letter-spacing:.02em;
  color:var(--ink);
  overflow-wrap:anywhere;
}

.page-disclaimer .ledger{
  margin-top:18px;
  border-top:var(--pd-line);
}
.page-disclaimer .ledger-row{
  display:flex;
  flex-wrap:wrap;
  align-items:baseline;
  justify-content:space-between;
  gap:6px 14px;
  padding:9px 0;
  border-bottom:1px solid var(--champagne);
}
.page-disclaimer .ledger-key{
  font-size:13.5px;
  color:var(--ink-soft);
}
.page-disclaimer .ledger-val{
  font-family:var(--font-mono);
  font-size:12.5px;
  letter-spacing:.03em;
  color:var(--velvet);
  font-weight:700;
}

.page-disclaimer .clause-tip{
  padding:14px;
  background:rgba(166,90,62,.07);
  border:2px solid var(--clay);
  align-self:start;
}
.page-disclaimer .tip-label{
  margin:0 0 8px;
  font-family:var(--font-mono);
  font-size:11px;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--clay);
}
.page-disclaimer .tip-text{
  margin:0;
  font-size:13.5px;
  line-height:1.72;
  color:var(--ink);
}

/* outro */
.page-disclaimer .pd-outro{
  padding-top:44px;
}
.page-disclaimer .pd-outro-inner{
  padding:22px 18px;
  background:var(--cocoa);
  border:var(--pd-line);
  box-shadow:var(--shadow-hard-lg);
  color:var(--ivory);
}
.page-disclaimer .pd-outro-title{
  margin:0 0 14px;
  font-family:var(--font-display);
  font-size:clamp(20px,4.4vw,26px);
  line-height:1.25;
  color:var(--champagne);
}
.page-disclaimer .pd-outro-links{
  display:grid;
  gap:10px;
  margin:0;
  padding:0;
  list-style:none;
}
.page-disclaimer .pd-outro-links a{
  display:block;
  padding:11px 13px;
  color:var(--ivory);
  text-decoration:none;
  font-size:14px;
  line-height:1.55;
  border:1px solid rgba(200,169,106,.45);
  transition:background .16s var(--ease), border-color .16s var(--ease);
}
.page-disclaimer .pd-outro-links a:hover{
  background:rgba(200,169,106,.14);
  border-color:var(--champagne);
}

@media (min-width:560px){
  .page-disclaimer .pd-toc{grid-template-columns:1fr 1fr}
}

@media (min-width:820px){
  .page-disclaimer .pd-index-grid{
    grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr);
    gap:36px;
    padding-block:34px;
  }
  .page-disclaimer .pd-outro-links{grid-template-columns:repeat(3,minmax(0,1fr))}
}

@media (min-width:900px){
  .page-disclaimer .pd-hero{
    grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);
    align-items:end;
    gap:44px;
    padding-top:34px;
  }
  .page-disclaimer .pd-clauses{gap:26px}
  .page-disclaimer .clause{
    grid-template-columns:minmax(0,1fr) 268px;
    gap:34px;
    padding:28px 30px;
  }
  .page-disclaimer .clause-tip{margin-top:2px}
  .page-disclaimer .pd-outro-inner{padding:30px 32px}
}

@media (prefers-reduced-motion:reduce){
  .page-disclaimer .pd-toc a,
  .page-disclaimer .pd-outro-links a,
  .page-disclaimer .breadcrumb-link{
    transition:none;
  }
  .page-disclaimer .pd-toc a:hover{transform:none}
}
<<<END>>>